Blueprint Income lets you compare annuity quotes from several insurers online instead of sitting with a single agent. That transparency is useful, but the marketplace is only as good as the contract you choose. This review explains how it works and what to verify, using the same criteria we apply across our annuity research.
At a glance
- Online annuity marketplace comparing multiple insurers
- Paid by insurer commission, not a direct fee to you
- Best for fixed, fixed indexed, and income annuity shoppers who like to compare rates
- The insurer's financial strength matters more than the marketplace
- Always read the surrender schedule before signing
What works well
Seeing rates from several insurers side by side is the main benefit. It makes it easier to spot when one product pays noticeably less for the same term, and it reduces the pressure of an in-home sales meeting.
What to watch
A marketplace does not change the contract. Surrender charges, rider fees, and caps on indexed products still apply, and commissions are built into the product. Compare the guaranteed rate, not only the illustrated rate, and confirm the insurer's AM Best rating.
Who it fits best
It fits self-directed shoppers who know roughly what type of annuity they want and mainly want the best rate. Buyers who are unsure whether an annuity fits their plan at all may do better starting with our annuity comparison and a fee-only advisor.
Frequently asked questions
What is Blueprint Income?
Blueprint Income is an online annuity marketplace. It lets you compare quotes for fixed, fixed indexed, and income annuities from multiple insurers, and it is paid a commission by the insurer when you buy.
Is Blueprint Income legitimate?
Yes. Blueprint Income is a licensed insurance agency that places annuities with established insurers. The annuity itself is issued and guaranteed by the insurance company, so the insurer's financial strength rating matters more than the marketplace.
Does Blueprint Income charge fees?
Buyers typically do not pay Blueprint Income directly. Like most annuity sellers, it earns a commission from the insurer. Contract fees, riders, and surrender charges are set by the annuity itself, so read those in the contract.
What should I check before buying an annuity online?
Check the insurer's AM Best rating, the surrender schedule and how many years it lasts, any rider fees, the guaranteed versus illustrated rates, and the free-look period in your state.
Continue your research
This review is general educational information, not insurance or investment advice. Wealth Defender HQ is not affiliated with Blueprint Income. Confirm current products, rates, and terms directly with the provider and insurer.